Certain PF bloggers make me want to spend, spend, spend….
I’m not singling these bloggers out as criticism; in fact, I like these blogs a lot. But you can imagine the effect that these have on my normally more frugal nature.
The appeal of PF bloggers, of course, is that it’s personal. They are not written by financial “experts” and make mistakes just like everyone else. Many have climbed out of debt and are rightly enjoying the fruits of their labor. I enjoy these types of blogs the most because of the personal spin, and many of these are written by women so you get fashion ideas and sales alerts as a bonus.
Having said that, I noticed that many of these same blogs actually make me want to spend. There is some guilt over an indulgence (usually travel, spa, clothing) but most commenters jump in with a “you deserve it!” and “it’s an investment” or “You regret it if you don’t travel to ____.” Rarely does someone say, hey you just bought a spa package, you have a big trip planned in June so maybe this isn’t a good purchase. I understand that many commenters, including myself, don’t really keep track of the blogger’s recent spending. However, after reading all those “you go ahead (and spend) girl!” comments, I feel like I should spend more, too! I actually do spend on myself but try to space apart my indulges so that it doesn’t break my budget.
Of course I could just skip those fun and interesting blogs and head over to the more frugal-minded folks like Money Saving Mom and the Simple Dollar. They do advocate spending wisely and indulging yourself on things that matter to you but generally, they tend to focus on money-saving habits but frankly their sites aren’t as fun to read.
Do PF bloggers have the opposite effect on you than intended? Do you ever read a blog for financial advice and end up following a link to a great sale? And doesn’t it seem like most commenters tell the blogger that it’s worth it, thus ‘enabling’ the purchase? Note: I truly believe you should spend in areas that are important to you. However, not every purchase can be worth it, right? I mean I wouldn’t be offended if someone tells me to step away from Sephora every once in a while!